When filing a chapter 7 bankruptcy petition, you can expect to pay attorneys’ fees plus a $306 court filing fee and nominal certificate fees. Attorneys fees can vary by hundreds of dollars. The court filing fee can be paid in installments or waived altogether based your financial situation. Credit Counseling and Debtor Education certificates can vary depending on the vendor you choose, from free to $100 or more. (The average [national] cost to file for Chapter 7 bankruptcy protection, the most common form of consumer bankruptcy, is more than $1,500, according to recent research submitted to the National Bureau of Economic Research.)
Attorneys’ fees for Chapter 7 bankruptcy cases vary from law office to law office and depend on the complexity of the case and the local area going rate. Some lawyers may charge a set amount while others will vary the charge based on the facts of your case. For these reasons, it a good idea to shop around and compare prices and services before retaining a bankruptcy lawyer.
You can find bankruptcy lawyers in the phone book or through an internet search. You can also seek recommendations from family, friends, co-workers, or professional acquaintances. It is likely someone in your social or work circles has or knows someone who has retained a bankruptcy lawyer. A recommendation can save you time, effort and worry.
No matter how you locate a bankruptcy lawyer, it is wise to have an initial consult with the attorney to discuss the specifics of your case. You should seek a free consultation, which can either by in person or over the phone. Paying for an initial consultation can be expensive and non-productive.
During the consultation, the lawyer should obtain the basic information about your particular situation. For example, they should determine your income, assets, living expenses and debt load. They should also be able to competently answer any questions you may have about the process involved in filing.
No matter how many bankruptcy lawyers you contact for a consultation, be sure to speak with the Upper Peninsula Bankruptcy Lawyers of Church and Korhonen if you reside in the Upper Peninsula of Michigan. Our services include free consultations, low cost bankruptcy retainers and easy payment plans. (Our average fees are well below the national average of $1500.) We offer quality legal representation at an affordable rate that is fitted to your specific circumstances.
Chapter 7 Bankruptcy
If you are in the market for bankruptcy representation, call today to see what Church and Korhonen can do for you. (800) 758-5611 or (906) 226-0001.